How To Get Payoneer Card in Nigeria Free of Charge (Step By Step Guide)

Payoneer Card- How To Withdraw to Local Bank Account

Get and Have Your Payoneer Card Shipped to Your in Nigeria Today- Free of Charge:

Now, you can receive Payoneer MasterCard in Nigeria and in any nation of the world where you live, FREE OF CHARGE, without paying a single dime for it. Another interesting fact is that you’ll earn extra income when your friends or partners signs up for Payoneer Mastercard through your affiliate link. Established in New York in 2005 and accepted in over 200 countries of the world, Payoneer gives you opportunity, to grow your businesses by enabling you to pay and get paid globally with ease, as you would do locally.

This very essential “US Payment ” service provided by Payoneer gives you the opportunity to receive payments/deposits in USD from American companies and companies located in other nations of the world– as if you have a US bank account!  So, imagine running a USA bank account in your country. You can as well use it to receive payments in EUR from European companies – as if you have a European bank account!

Using Payoneer card, you can purchase items and make payments online and in stores. Also, you can simply withdraw cash at ATMs worldwide.

I’d like you to know that the debit master card that Payoneer will give you can be used to:

  1. Purchase anything from online
  2. Place Advertisements on Facebook
  3. Withdraw money from freelance marketplaces
  4. Collect payments from foreigne clients
  5. You can apply for a Free Virtual US Bank account from your Payoneer account.
  6. You can also make money through its ‘Refer a Friend’ program. And so on…….

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Getting a free Payoneer MasterCard Debit Card In Nigeria is quite simple.

You just apply for a Payoneer account and as soon as it is approved, your Payoneer Prepaid Debit Mastercard will be shipped to your address; in 3 weeks (15 working days) if you are in Lagos and a little over 3 weeks if you are living outside Lagos.

I applied for mine and it was delivered to my Lagos address at Ikeja. It only took three weeks for the Payoneer card to get to my Nigeria address from USA.

GOOD NEWS:  You can earn additional $25 once your card is loaded with $100. If you REFER a friend to sign up for one, you’ll also earn extra $25! How about that?

Recommended: How You Can Transfer Money From Payoneer Account to Your Local Bank Account

How To Apply For Payoneer Mastercard in Nigeria

  • Go to and sign up for a free account.
  • Fill in your Names, Email Address etc exactly as you would want it to be. This should be same as what is in the ID card you’ll use for verification.

  • Fill in your Country, Home Address and Mobile Contacts. Make sure the address is accurate because your card will be sent to this address. Observe the KISS Rule – Keep It Short and Simple.
  • Set password, Secret Question and Answer and select your ID type eg Drivers license and put in the details of the ID as required.
  • Enter alternate shipping address if different from the address you provided earlier. This is the address your debit card will be shipped to in Nigeria.
  • Then “tick” all the terms and conditions.

When you are done, click ORDER button.

  • Soon you will receive a confirmation email from Payoneer about the approval of your account request. And in that email, you will also be informed about the estimated date of your card arrival.

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As soon as your card is delivered to you, login to the Payoneer website, to activate the card. After activation, the card is now ready to use which means that you can now send and receive payments with it.

How to Activate your Payoneer MasterCard

  1. Login to your Payoneer Account.
  2. Click on ‘Activate’ button.
  3. Enter the ‘16 digit card number‘ from your newly received Payoneer MasterCard so that Payoneer can verify that you’ve received the card.
  4. Then choose 4 digit PIN that you will be using in ATMs and stores. Don’t forget these 4 digit.
  5. Click on ‘Activate’.

On the next page, it will be confirmed by showing a message “Your request was successfully performed”. You will also receive an Email confirming your activation success. Now you can start using the card.


So, you have seen it all, the simple ways to create a Payoneer MasterCard® account from Nigeria. If you are outside Nigeria, you should follow these steps to sign up for a Payoneer card in you country of residence. However, if you are still confused about anything and need more help, then feel free to contact me here on my Facebook page OpportuniHUB. I’ll try my best to help you.

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Samuel Makuochi is Nigerian Blogger, Digital Marketer and Academia. I help business owners to start and develop their businesses online. Also, I teach people how to blog and make money online. I also manage – a top-class web technology and financial blog for everyone.. I invite you to connect with me on Twitter, Facebook, Google+ @OpportuniHub.

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